Live Banking & Crypto · Costa Rica Regulated

Banking for the
New Economy

IBAN accounts, instant SEPA transfers, Visa debit card, and a full crypto exchange — integrated in one elegant platform. Powered by the SKYNET ecosystem. Operated by Kaufmann Bank, S.A.

Open Free Account → 📱 Download App

€0

Monthly fee

30s

Account opening

40+

Currencies

SKC

Native crypto

4929 •••• •••• 7821

CARD HOLDER

RADIM KAUFMANN

Everything you need

A complete financial ecosystem

From everyday banking to crypto trading — Kaufmann Bank brings it all together.

💳

Visa Debit Card

Physical and virtual Visa card. Spend in 150+ countries. Apple Pay & Google Pay ready.

🏦

IBAN Account

Your own European IBAN. Send and receive SEPA transfers instantly.

⬡

SKC Wallet

Native SkyCoin wallet integrated into your bank account. Buy, sell, hold, and earn SKC.

📊

Crypto Exchange

Trade BTC, ETH, SOL, XRP and SKC. Live prices from Kraken, Binance & CoinGecko.

🌍

Multi-Currency

Hold, exchange and transfer in EUR, USD, GBP, CZK and 40+ currencies.

🔐

2FA + Biometrics

TOTP two-factor authentication. Biometric login on mobile. JWT session security.

Integrated Exchange

Bank & Crypto in one account

Buy crypto with your EUR balance, trade on our built-in MyCryptoGate exchange, and convert back to fiat instantly.

₿

Bitcoin

BTC

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Ethereum

ETH

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Solana

SOL

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⬡

SkyCoin

SKC

$1.09

+0.5%

MyCryptoGate Exchange

Full access to the MCG exchange — the same engine powering the SKYNET ecosystem.

✓Zero spread on SKC trades

✓Live order book from Kraken & Binance

✓SKC Blockchain explorer integration

✓Costa Rica regulated · no capital gains tax

Visit MyCryptoGate →

Account Types

Choose your plan

From anonymous crypto wallets to full IBAN banking. Start free, upgrade anytime.

Tier 1

Guest

€0 / month

Anonymous crypto wallet. No email, no ID required.

Instant wallet creation
Send & receive SKC
Blockchain transactions
Nick/ID instead of email

Open Guest Wallet

Popular

Tier 2

Standard

€0 / month

Full banking with IBAN, Visa card, EUR/USD deposits.

European IBAN account
Visa debit card
EUR/USD deposits
2FA security
Unlimited SKC balance
Multi-currency wallets

Open Standard Account

Tier 3

Verified

€9 / month

Full KYC with fiat withdrawals, OTC, and API access.

Everything in Standard
EUR/USD withdrawals
OTC trading access
Full API access
Priority support
Kraken integration

Get Verified

Bank-grade protection

Your money. Fort Knox secure.

Every account protected by multiple layers of security. AWS infrastructure with 99.99% uptime.

🔐

AES-256 Encryption

All data encrypted at rest and in transit. Same standard used by governments.

📱

TOTP Two-Factor Auth

Google Authenticator, SkyAuth, or Authy. Every login protected by TOTP.

☁️

AWS Infrastructure

Built on Amazon Web Services. Multi-region redundancy. 99.99% uptime.

⚖️

Costa Rica Regulated

Kaufmann Bank, S.A. — crypto-friendly jurisdiction, no capital gains tax.

🛡️

Security Score

A+

Bank-grade rating

Encryption

Availability

Compliance

Privacy

Mobile First

Download our apps

Native banking app + SKYNET Authenticator for 2FA security.

🔧

Beta Testing Phase

Apps are in active development. Download the source projects to test and provide feedback. Android Studio required for Android · Xcode 16+ required for iOS.

Kaufmann Bank

Kaufmann Bank, S.A. · Costa Rica

Full banking app with integrated crypto exchange. Biometric login, instant push notifications, card controls, and live trading — all from your phone.